Credit Management and Access to Finance
in Mandatory
3.04
(28 Ratings)
Created by
Development Bank of Nigeria
About this course
This course explores the fundamental principles and practices of credit management and access to finance, delving into critical techniques to effectively manage credit and secure necessary funding for your business. You will learn strategies to assess creditworthiness, navigate lending options, and optimize financial resources to support business growth.
Learning Outcomes
By the end of this course, participants will be able to:
- You will learn how to assess creditworthiness and evaluate the financial health of your business to secure appropriate financing.
- You will learn techniques for effectively managing cash flow to ensure smooth operations and meet financial obligations.
- You will gain insight into the procedures and requirements involved in accessing credit and financing from lending institutions.
- You will be able to identify potential credit risks and develop strategies to mitigate them, safeguarding your business's financial stability.
The Financing Considerations for Entrepreneurs
10 Parts
Course Title Page
-
Adas Story
-
Introduction
-
Learning Objective
-
Introduction to Module 1
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The Financing Considerations : Minimize overhead
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The Financing Considerations : Track and Monitor your Cashflow
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The Financing Considerations : Maintain Cash Flow
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The Financing Considerations: Invest Appropriately
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Quiz
5 Questions
Min
Passed grade: 2/5
Attempts: 0/
Sources of Financing
37 Parts
Learning Objective
-
Introduction
-
Loan Agreements
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Loan Agreements 2 : Borrower
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Loan Agreement 2 :Interest
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Loan Agreement 2 : Lender
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Loan Agreement 2 : Maturity Date
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Loan Agreement 2 : Principal Amount
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What is Loan Repayment ?
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How does loan repayment work ?
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Accessing Credit
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Sources of Finance
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Loan from the Development Bank of Nigeria 1
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short- term loan
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Intermediate-term loans
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Long Term loans
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Loan from the development Bank of Nigeria 3
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Loan from the Development Bank of Nigeria 4
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Development Bank of Nigeria (DBN)
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Who qualifies for the DBN loan?
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How to get a DBN Loan
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Business loans from Government Backed Schemes: YOUWIN
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Business loans from Government Backed schemes : SMEDAN
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Business loans from Government Backed Schemes : BANK OF AGRICULTURE
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Business loans from government backed schemes : Banks
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Loans from Co-operatives
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Crowdfunding
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Angel Investors and Venture Capital
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Business Credit Cards
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Invoice Finance
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Asset-based Lending
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Grants
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Incubators and Accelerators / Co Creation Hub
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Co Creation Hub (cc hub) 3
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Wennovation Hub 4
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spark 5
-
Quiz
5 Questions
Min
Passed grade: 2/5
Attempts: 0/
Forms of Financing Appropriate for The Different Phases of Business Development
8 Parts
Putting Together a Financial Plan
6 Parts
New Venture Finance
6 Parts
Budgets and Forecasts
13 Parts
Learning Objective
-
Understanding Budgets
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Translating Strategy into Targets and Budgets
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Table
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Goals of the Budgeting Process
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The process
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Operating Budgets
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Capital Budget
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Cash Budget
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Using a Budget to Evaluate Performance
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Implementing Budgets
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The steps in preparing a Budget
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Quiz
5 Questions
Min
Passed grade: 2/5
Attempts: 0/
Cash Flow Management
12 Parts
Learning Objective
-
Introduction
-
Cash flow statement
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Strategies for Managing Cash Flow
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Why is Managing Cash Flow so important?
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How to Manage your Cash Flow
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How to create a Cash Flow Forecast in four steps
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Constructing a Cash Flow Statement
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How to Read a Cash Flow Statement
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Building a Cash Flow Statement: The Indirect Method
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The difference between Cash and Profits
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Quiz
6 Questions
Min
Passed grade: 2/6
Attempts: 0/
Final Examination
1 Parts
Quiz
25 Questions
Min
Passed grade: 70/100
Attempts: 0/
3.04
28 Reviews
Reviews (28)
Lewis
21/06/2025 | 08:36 am
Tamarapreye
4/07/2025 | 12:23 pm
Mukhtar
4/07/2025 | 03:59 pm
Usmsn
5/07/2025 | 09:39 pm
EYEOYAGHA
11/07/2025 | 05:57 pm
Edikan
13/07/2025 | 02:29 am
Felicity
17/07/2025 | 10:01 pm
AKAA
18/07/2025 | 09:03 am
Favourite
Aifuwa
18/07/2025 | 12:16 pm
Good user experience
David
24/07/2025 | 06:42 am
Nice work
Fahad
25/07/2025 | 08:31 pm
Abdulsalam
27/07/2025 | 12:42 am
Martins
30/07/2025 | 06:22 am
Martins
30/07/2025 | 06:31 am
This indeed an eye opener.
I'm privileged to learn a lot from this.
I'm glad been shortlisted for this.
Oraki,
3/08/2025 | 10:52 am
Okanime
4/08/2025 | 02:41 am
Otu
4/08/2025 | 12:32 pm
Nice,one, but needs improvement on showing scores obtained
Princewill
6/08/2025 | 09:26 am
Adam
7/08/2025 | 01:57 am
Abdulfatai
8/08/2025 | 08:01 am
CHRISTOPHER
8/08/2025 | 07:36 pm
Agidigbi
11/08/2025 | 12:51 pm
Dauda
11/08/2025 | 07:33 pm
USMAN SHEHU
12/08/2025 | 01:51 pm
Very interesting course
Sulaimon
12/08/2025 | 04:33 pm
Excellent Course and explanation
MAGAYAKI
14/08/2025 | 02:25 am
Quite amazing
Mukaheel
14/08/2025 | 05:23 pm
very fascinating
Sani
14/08/2025 | 11:01 pm
Bosun
18/08/2025 | 10:44 pm
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